Winstonm Posted February 27, 2014 Author Report Share Posted February 27, 2014 Winston, no one except you has brought up welfare queens. Let us, instead, look at what Bill actually said and discuss whether it is credible. My source of information is my own childhood. My first example of course is my biological mother, she did exactly what Bill suggests can be done./ But let us move slightly forward in time. i grew up in a fairly small house, very small by modern standards. Sometime near the end of the war there was a housing shortage and my parents rented out the top floor to Art, Marie, and their daughter Norma. Very cramped, surely illegal again by modern standards and they soon moved, I suppose to better accommodations. A few years later, Marie is back with Norma and another daughter Jeannie. No Art, and there were seriously good reasons for this. Marie got a job, she and the girls lived in the cramped upstairs quarters, and she developed a relationship with Eddie. Eddie was a good guy, treated her well, treated the girls well, sometimes included me in their family activities. She and the girls stayed for maybe three years. All this time she was seeing one guy, Eddie, a good guy who, among other differences from her ex-husband Art, didn't beat her. Did they get married and live happily ever after? I can't tell you if they did or didn't. She and the kids moved out, i wish them well. The time they spent with us I saw very difficult circumstances, a relationship with one guy, a good guy, a working woman taking care of her kids, and no out of wedlock additions. Good luck to them, i hope it went well. My childhood provided all the examples I need. Read whatever sources you want, but if they say that those on the edge have no opportubity to choose, what you are reading is every bit as much of a fantasy as the idea that everyone on welfare is a cheat. The nuances of language is often misunderstood in written language - what seems implied to me was not meant as such and what I write that seems straightforward to me seems an implication of something else entirely different to you. I don't think any of us needs to write a defense so I will not offer an explanation of what I see as a misunderstanding - the only explanation I would offer is that our personal experiences are such a small sample that to make any conclusion of a larger group based on it cannot be trusted. Personal responsibility is something with which I concur - blame, not so much. Quote Link to comment Share on other sites More sharing options...
blackshoe Posted February 28, 2014 Report Share Posted February 28, 2014 Have you considered that your position calls for nearly perfect decision-making from the poor (with no room for human errors of judgement) while not acknowledging that the better off have the luxury of paying for errors? I do not believe it is impossible to escape poverty - but I think it ridiculous to reward the wealthiest individuals while not offering as much help as possible to the less fortunate. At the least, offer everyone some kind of equal footing with guaranteed healthcare, an education and adequate food and housing.Offer them all the help you like - with your money. If you offer people help with other peoples' money, you're either stealing or conning. Now if you want to get a bunch of people together to pool whatever they'd like to offer, and even to solicit contributions from yet more people, that's fine. It's called a charity. But when you lobby a bunch of politicians to take money from "everybody" to help some people, well, that's stealing too. Quote Link to comment Share on other sites More sharing options...
PassedOut Posted February 28, 2014 Report Share Posted February 28, 2014 Offer them all the help you like - with your money. If you offer people help with other peoples' money, you're either stealing or conning. Now if you want to get a bunch of people together to pool whatever they'd like to offer, and even to solicit contributions from yet more people, that's fine. It's called a charity. But when you lobby a bunch of politicians to take money from "everybody" to help some people, well, that's stealing too.Not sure how the Post Office offering check-cashing services could meet anyone's definition of stealing. Business is business. Quote Link to comment Share on other sites More sharing options...
billw55 Posted February 28, 2014 Report Share Posted February 28, 2014 Not sure how the Post Office offering check-cashing services could meet anyone's definition of stealing. Business is business.Blackshoe was obviously talking about tax-supported aid. He (and I) have both said in this thread that if it is self-sustaining on its own revenue, we are fine with it. 1 Quote Link to comment Share on other sites More sharing options...
Winstonm Posted February 28, 2014 Author Report Share Posted February 28, 2014 Offer them all the help you like - with your money. If you offer people help with other peoples' money, you're either stealing or conning. Now if you want to get a bunch of people together to pool whatever they'd like to offer, and even to solicit contributions from yet more people, that's fine. It's called a charity. But when you lobby a bunch of politicians to take money from "everybody" to help some people, well, that's stealing too. Why should we take a local approach, haphazard and inconsistent, to solve a national problem? Quote Link to comment Share on other sites More sharing options...
PassedOut Posted February 28, 2014 Report Share Posted February 28, 2014 Blackshoe was obviously talking about tax-supported aid. He (and I) have both said in this thread that if it is self-sustaining on its own revenue, we are fine with it.Tax-supported aid has nothing to do with stealing either. Quote Link to comment Share on other sites More sharing options...
kenberg Posted February 28, 2014 Report Share Posted February 28, 2014 The originally cited article leads, I think, to some confusion. Let me pull out a quote: Many Americans said they were interested in using such services at least some of the time. Eight percent said they would do so often, 23 percent said they would do so sometimes, and 21 percent said they would on rare occasions. Only 37 percent said they would never use those services at a post office. (Another 10 percent said they weren't sure. At first glance, I would say that the interesting number is not the 37% that would never use it but rather the 8% who would do so often. Really I can't see why anyone would say that they would never use it. A new Walgreen's opened nearby. I don't much use it but why would I announce that I would never use it? But the 92% who do not say that they would use it often seem to have about the same view of the proposed service that I have of the new Walgreen's. Who needs it, but if it's there I might use it. But, a huge but, if we are speaking of providing a needed service for the poor, there is no reason anyone should care a whit whether I and this other 92% would or would not use it. It is not being designes for our use. I never expect to use a drug treatment center. That is irrelevant to whether it is a good idea to have a drug treatment center. In my view the article is badly written and the Inspector General's report is terribly written. Part of the time they are speaking of the need to help the poor, in which case whether I would use facility is irrelevant, at other times they are speaking of how much money they can make by coming in with these services, in which case it is very relevant to ask if I and others would be customers. The IG report is particularly bad in this regard. It spews out numbers, often completely irrelevant numbers such as how many of the underserved have some college education. It sometimes speaks of the need to help the poor, it sometimes speaks of making a lot of money, it sometimes speaks of giving the Post Office something to do. I didn't see anywhere that it promises to cure the common cold, but perhaps i just missed it. So I don't trust the article and i don't trust the report. I have no objection to helping poor people. I don't object in principle and I don't object (here Blackshoe and I probably part company) to my tax dollars being used to do so. But it would be nice if they could get their story straight as to whether the proposal is to use tax dollars to help the poor or the proposal is designed to make a lot of money for the post office. 1 Quote Link to comment Share on other sites More sharing options...
Winstonm Posted February 28, 2014 Author Report Share Posted February 28, 2014 The originally cited article leads, I think, to some confusion. Let me pull out a quote: At first glance, I would say that the interesting number is not the 37% that would never use it but rather the 8% who would do so often. Really I can't see why anyone would say that they would never use it. A new Walgreen's opened nearby. I don't much use it but why would I announce that I would never use it? But the 92% who do not say that they would use it often seem to have about the same view of the proposed service that I have of the new Walgreen's. Who needs it, but if it's there I might use it. But, a huge but, if we are speaking of providing a needed service for the poor, there is no reason anyone should care a whit whether I and this other 92% would or would not use it. It is not being designes for our use. I never expect to use a drug treatment center. That is irrelevant to whether it is a good idea to have a drug treatment center. In my view the article is badly written and the Inspector General's report is terribly written. Part of the time they are speaking of the need to help the poor, in which case whether I would use facility is irrelevant, at other times they are speaking of how much money they can make by coming in with these services, in which case it is very relevant to ask if I and others would be customers. The IG report is particularly bad in this regard. It spews out numbers, often completely irrelevant numbers such as how many of the underserved have some college education. It sometimes speaks of the need to help the poor, it sometimes speaks of making a lot of money, it sometimes speaks of giving the Post Office something to do. I didn't see anywhere that it promises to cure the common cold, but perhaps i just missed it. So I don't trust the article and i don't trust the report. I have no objection to helping poor people. I don't object in principle and I don't object to my tax dollars being used to do so. But it would be nice if they could get their story straight as to whether the proposal is to use tax dollars to help the poor or the proposal is designed to make a lot of money for the post office. Thanks for a reasoned and reasonable reply and stance (which, IMO, you can counted on to provide.) Quote Link to comment Share on other sites More sharing options...
Winstonm Posted February 28, 2014 Author Report Share Posted February 28, 2014 Blackshoe was obviously talking about tax-supported aid. He (and I) have both said in this thread that if it is self-sustaining on its own revenue, we are fine with it. Obviously, the difference in opinions is based on an answer to the question: to what extent does government provide? Blackshoe has made his stance known before, and as I do not want to misstate him I will only say in broad terms that I understand his belief to be in minimal government - security, national defense, and such - and little or zero in the way of government/social intermingling. Where is your government line in the sand? Why must check-cashing for the poor turn a profit before it is a good service to provide? We already have check-cashing for profit and that business service is part of the problem of poverty. For myself, I used to follow a belief system closely related to Blackshoe - I thought Ayn Rand was brilliant. I now recognize in my old self that I followed a belief that idealized fantasy could somehow magically transform reality - and I have since learned that reality does not change based on what I believe. Life deals with reality. Life is lived as a practical matter with real problems that require practical solutions. I do not think government is the answer to all problems, but I now recognize that national concerns are best addressed with a national response, i.e., a governmental response. I think I have matured in my thinking processes. You may think differently. Quote Link to comment Share on other sites More sharing options...
PassedOut Posted February 28, 2014 Report Share Posted February 28, 2014 I have no objection to helping poor people. I don't object in principle and I don't object (here Blackshoe and I probably part company) to my tax dollars being used to do so. But it would be nice if they could get their story straight as to whether the proposal is to use tax dollars to help the poor or the proposal is designed to make a lot of money for the post office.Providing Non-Bank Financial Services for the Underserved There is no confusion in the actual report. There is not one sentence in the proposal about using tax dollars to help the poor. There is nothing in the report that could reasonably lead anyone to come to the conclusion that the proposal would lead to using tax dollars to help the poor. There is no inherent conflict in taking advantage of a business opportunity that at the same time helps the poor, and no reason to think that such a business could not be profitable. It might not be profitable of course, and that is a relevant issue. But there is no need to get the story straight about whether or not the proposal is about using tax dollars to support the poor because no one could reasonably suppose that it is. Quote Link to comment Share on other sites More sharing options...
awm Posted February 28, 2014 Report Share Posted February 28, 2014 Poverty and bad decisions is a complicated issue. On one level, I think it's true that poor people are often poor because of bad decisions. The problem is that a lot of these decisions are reasonable in the short-term and only look bad in the long term. For example, dropping out of high school to get a job results in short-term income that will help the family, whereas staying in school through college will accumulate short-term debt but will likely result in a long-term higher net income. Having a teenage pregnancy might be a way to establish some stability in life and encourage a boyfriend to stick around (short-term benefit) but will have long-term effects on education and job prospects as well as the expense of raising a kid. Unhealthy food is cheaper in the short-run but might lead to long-term health expenses that are higher. An old used car is cheaper in the short-run but might lead to higher costs for gas and repairs over the long-term. Renting a house is cheaper than buying in the short-term (no down payment to deal with) but more expensive in the long run. And so forth. Poor people make these bad decisions for a number of reasons. The simplest is a lack of capital. If your family is starving right now, staying in school for six more years to have a higher income in the future just isn't a reasonable decision. If you can't afford the down payment to buy a house, you just have to rent or be homeless. If you can't afford birth control, you're more likely to have a teen pregnancy. People from wealthy families don't have these sorts of issues -- they can borrow money from parents or other relatives to make ends meet until their long-term decisions start paying off. A second reason is lack of education. If everyone you know is making these kinds of decisions, it's sometimes hard to see the alternatives. And unfortunately there is a very high correlation between the quality of schools and the affluence of the community, so there's not much help from that direction either. A third reason is stress; poor people tend to live pretty high-stress lives, always wondering where their next rent check is coming from, and being under constant pressure tends to lead to worse decision-making (which I'm sure we've all experienced at the bridge table). A fourth point is that wealthy people make bad decisions too (see Justin Bieber, Tiger Woods, any number of other celebrities) but their finances are such that they can pay the price and move on. So yes, poor people make bad decisions. But the lack of a financial safety net and a strong education system are massive factors in those bad decisions. 4 Quote Link to comment Share on other sites More sharing options...
kenberg Posted February 28, 2014 Report Share Posted February 28, 2014 Providing Non-Bank Financial Services for the Underserved There is no confusion in the actual report. There is not one sentence in the proposal about using tax dollars to help the poor. There is nothing in the report that could reasonably lead anyone to come to the conclusion that the proposal would lead to using tax dollars to help the poor. There is no inherent conflict in taking advantage of a business opportunity that at the same time helps the poor, and no reason to think that such a business could not be profitable. It might not be profitable of course, and that is a relevant issue. But there is no need to get the story straight about whether or not the proposal is about using tax dollars to support the poor because no one could reasonably suppose that it is. In tone, there is a great deal of conflict. The article, not the report but I think that she got the numbers from footnoted references in it, says that only 8% would use it often. This is relevant and negative if it is a business opportunity, irrelevant if it is a help the poor program. So we should see this how? I see the IG report as one big sales pitch, tossing in everything imaginable to make it fly. Sample question: Suppose, after reviewing his numbers, it appears that his estimated profits are highly unlikely to appear. I think that this is very likely to happen. Do we then scrap it because it is not a successful business model? All the talk about helping the poor would suggest to me that he thinks the answer to that question is no. But who knows? Buy now, read the fine print later. Anyway, I'll be gone for the week-end. You guys can figure it out. Quote Link to comment Share on other sites More sharing options...
barmar Posted February 28, 2014 Report Share Posted February 28, 2014 At first glance, I would say that the interesting number is not the 37% that would never use it but rather the 8% who would do so often. Really I can't see why anyone would say that they would never use it. A new Walgreen's opened nearby. I don't much use it but why would I announce that I would never use it? But the 92% who do not say that they would use it often seem to have about the same view of the proposed service that I have of the new Walgreen's. Who needs it, but if it's there I might use it. I think I can honestly say that there are some businesses in town that I never expect to use. I've never used a check-cashing or bill-paying service -- I deposit checks into my bank account via an ATM, I pay bills mostly with my bank's online bill-pay service, and before that I wrote checks and mailed them. If I were answering the survey, I would check "never". Perhaps circumstances would change and some day I might need to use them, but I don't anticipate it (often surveys like this include a time frame, e.g. "How many times do you expect to use this service in the next year?", so you can be more confident of your answer).In my view the article is badly written and the Inspector General's report is terribly written. Part of the time they are speaking of the need to help the poor, in which case whether I would use facility is irrelevant, at other times they are speaking of how much money they can make by coming in with these services, in which case it is very relevant to ask if I and others would be customers. The IG report is particularly bad in this regard. It spews out numbers, often completely irrelevant numbers such as how many of the underserved have some college education. It sometimes speaks of the need to help the poor, it sometimes speaks of making a lot of money, it sometimes speaks of giving the Post Office something to do. I didn't see anywhere that it promises to cure the common cold, but perhaps i just missed it.The Post Office is already having financial difficulties. So I think they have to present this in a way that it's not likely to make things even worse, and might even help, while also performing a public good. Although the USPS is a federal agency, it's not funded by taxpayer dollars. It's supposed to be self-sustaining, but it lost $5 billion last year on $66 billion revenue. Quote Link to comment Share on other sites More sharing options...
PassedOut Posted February 28, 2014 Report Share Posted February 28, 2014 Sample question: Suppose, after reviewing his numbers, it appears that his estimated profits are highly unlikely to appear. I think that this is very likely to happen.As I read it, the plan would be to test the idea on a small scale to determine the answer. Seems reasonable to me. Obviously I don't know how the tests would turn out, but it seems likely to me that careful planning and management could show a profit in the right locations. Sample question: Suppose, after reviewing his numbers, it appears that his estimated profits are highly unlikely to appear. I think that this is very likely to happen. Do we then scrap it because it is not a successful business model?Of course. That is the purpose of the tests. No business stays afloat by introducing or expanding unprofitable services. Nothing in the report suggests otherwise. Sample question: Suppose, after reviewing his numbers, it appears that his estimated profits are highly unlikely to appear. I think that this is very likely to happen. Do we then scrap it because it is not a successful business model? All the talk about helping the poor would suggest to me that he thinks the answer to that question is no.The poor are discussed because every business must identify its potential customer base. Helping the poor by providing an alternative to usury clearly has the potential to be profitable. Whether or not the profits can in fact be realized has yet to be determined, hence the tests. But it would be a very poor report indeed that did not go into some detail about the potential customer base. Quote Link to comment Share on other sites More sharing options...
kenberg Posted March 1, 2014 Report Share Posted March 1, 2014 The poor are discussed because every business must identify its potential customer base. Helping the poor by providing an alternative to usury clearly has the potential to be profitable. Whether or not the profits can in fact be realized has yet to be determined, hence the tests. But it would be a very poor report indeed that did not go into some detail about the potential customer base. This is one way to looking at it, but I do not see it at all as a dispassionate business analysis, I suppose we will just continue to see this differently. Some will see it as a business analysis, I, and I expect others, will see it as a sales pitch. There can be and often id an overlap between honest analysis and a sales pitch but I see this far moe as a sales pitch and i don't trust him at all. Which is a bit odd, because i am not particularly opposed to the plan. I mentioned early on that we used the Post Office a while back as a way so send some money. Somehow Becky knew about this service and found it easy and inexpensive. But I don't like a snow job, and that's the way I see this report. I will await further analysis by people who have the time to go into a detailed review of his figure, Call me suspicious. Very. 1 Quote Link to comment Share on other sites More sharing options...
PassedOut Posted March 1, 2014 Report Share Posted March 1, 2014 But I don't like a snow job, and that's the way I see this report. I will await further analysis by people who have the time to go into a detailed review of his figure, Call me suspicious. Very.Usually I can understand your comments even when I disagree. Here you have me baffled. It would help if you identified your suspected target of the IG's "snow job" what you see as the purpose of it. Clearly the US Congress is not about to start funding the US Postal Service at all, let alone for the purpose of helping the poor. To survive, the USPS must become profitable, and I don't see what motivation the IG could have in proposing adding services other than to add profits. And looking at the numbers dispassionately from a business perspective, his is certainly a reasonable proposal. If nothing changes, we will lose the USPS because it can't continue losing money indefinitely. I'd really hate to see that, as it would be just another sign of the rapid decline of the US infrastructure. The USPS does not get subsidies (nor does it pay taxes), but it is legally required to provide universal service at uniform prices. To survive, it must find a way to increase revenues to (more than) offset the decline in the use of first-class mail. The US Congress has blocked the USPS from providing services that post offices in other countries use to stay profitable. It will almost surely block the current proposal as well, even though the same kinds of services have, in fact, been profitable for post offices elsewhere. The businesses that make money by abusing the poor in the US have strong lobbies and have bought and paid for enough congressional representatives to block any measures that might lesson that abuse. I confess that I've always found it more valuable to pay more attention to the substance of a proposal than to its tone. Few people in the US can write clearly at all, let alone produce a tone that complements the substance. 1 Quote Link to comment Share on other sites More sharing options...
barmar Posted March 1, 2014 Report Share Posted March 1, 2014 The businesses that make money by abusing the poor in the US have strong lobbies and have bought and paid for enough congressional representatives to block any measures that might lesson that abuse.I thought the point of this proposal is that legitimate businesses aren't going into the poor areas. The poor are getting these services from loan sharks, black markets, etc. If they have a strong lobby, we have another problem. Quote Link to comment Share on other sites More sharing options...
kenberg Posted March 2, 2014 Report Share Posted March 2, 2014 I thought the point of this proposal is that legitimate businesses aren't going into the poor areas. The poor are getting these services from loan sharks, black markets, etc. If they have a strong lobby, we have another problem. Well, yes. I think that was at least one point. But this is what I was geting at. Is it a proposal to make money or is it a proposal to help people? Of course sometimes you can do both. Sometimes. As to who he is trying to snow? Well, it's directed at someone. If they do not need congressional authority, then they could just do it. But I did not see tis as "Here is what we are going to do, just thought you might like to know" but rather as "We want to do this and her are some reasons you should approve it". And I think the reasons need checking, a lot of checking. So the argument is directed toward tose whose approval he needs. Since Senator Warren is involved, I suppose this is the Senate. I hope they check it out thoroughly, because, based on my reading of the presentation, I don't trust him. Quote Link to comment Share on other sites More sharing options...
mike777 Posted March 2, 2014 Report Share Posted March 2, 2014 guys the usps is not funded by taxpayers the usps can borrow billions and billions from the treasury. the usps cannot fail....Now continue Quote Link to comment Share on other sites More sharing options...
mike777 Posted March 2, 2014 Report Share Posted March 2, 2014 I thought the point of this proposal is that legitimate businesses aren't going into the poor areas. The poor are getting these services from loan sharks, black markets, etc. If they have a strong lobby, we have another problem. Yes but you need to continue this thought process.....you know programing better than us. START: THE POOR ARE POOR. You point out a lack of legitimate going into these services...but govt ok? Quote Link to comment Share on other sites More sharing options...
barmar Posted March 3, 2014 Report Share Posted March 3, 2014 Yes but you need to continue this thought process.....you know programing better than us. START: THE POOR ARE POOR. You point out a lack of legitimate going into these services...but govt ok?Yes. One of the things we expect the government to do is solve problems that the market will not, or cannot, solve on its own. Quote Link to comment Share on other sites More sharing options...
kenberg Posted March 3, 2014 Report Share Posted March 3, 2014 Michael Gerson, in a recent column, commented "There are very few libertarians after a hurricane". Or something like that. Indeed, while I am more skeptical than some about this plan, I can see that it might work and I'm fine with it if it does. More generally, I think we as a society really do need to get our heads straight about poverty. That is a more general topic than Winston started with in the OP, but he might not mind. Suppose I ask myself: Why am I not poor? People often ask why they are not rich, but in many ways why I am not poor is the more interesting question. Here are some reasons: 1. I had help. My adoption at birth and my scholarship to go to college are standout examples, but there are others. 2. My father, with very difficult early years of his own, had very good sense. He was always very careful about money, and this was crucially important during the time he was recovering from his stroke. There was a (small) cushion. This protected us while I was young and set a good example as I grew up. 3. I have some talent. 4. Although I did quite a number of dumb things, some of them brain dead stupid, I was lucky enough to land on my feet. I stayed away from drugs, and I (well, mostly) didn't get into trouble with the law. 5. From as far back as I can recall, I have always had an intense interest in my own well-being and a faith in the future. Now about other people: The government has a role to play in 1. and, as with me, it can be a big role. Actually the scholarship was from a brewery, but still the tuition at the University of Minnesota was tax supported and very reasonable. As to 3., it is my view that there is a lot of wasted talent out there. Not everyone can create a Google or become particularly rich but I am speaking of avoiding poverty, not of becoming rich. We have had some tree damage from all the snowstorms, it's snowing now, and some trees need to come down. We will be calling Leo, a Hispanic guy who, when we first met him, had his wife with him to translate. It is very unlikely he has been to college (I also have not demanded immigration credentials). Also, we recently had the insulation in our home redone. The guys knew what they were doing and did a fine job. And so on. Leo contracts on his own and, I think, makes a fine living. The insulation guys, I think, do well enough but if not then this could be addressed. A person who learns how to do a job, and then perhaps takes a few courses in basic business needs, especially how to write proposals, contracts, reports, etc, can make a pretty decent living. Not rich, but he can, probably with a two income household, raise his kids and pay his bills. Now 2., 4., and 5. are harder for the government, or any outside source, to provide. In my opinion, any successful person who thinks that he did it all himself, with no help from anyone and with no good luck at some key spots, needs to develop his observational skills. Bud good judgment is needed also, and a faith in the future. These can be nurtured by a role model, but in some lives these are a bit scarce. Short version: Assistance is necessary, but by itself it will often not be enough. Quote Link to comment Share on other sites More sharing options...
Winstonm Posted March 3, 2014 Author Report Share Posted March 3, 2014 Michael Gerson, in a recent column, commented "There are very few libertarians after a hurricane". Or something like that. Indeed, while I am more skeptical than some about this plan, I can see that it might work and I'm fine with it if it does. More generally, I think we as a society really do need to get our heads straight about poverty. That is a more general topic than Winston started with in the OP, but he might not mind. Suppose I ask myself: Why am I not poor? People often ask why they are not rich, but in many ways why I am not poor is the more interesting question. Here are some reasons: 1. I had help. My adoption at birth and my scholarship to go to college are standout examples, but there are others. 2. My father, with very difficult early years of his own, had very good sense. He was always very careful about money, and this was crucially important during the time he was recovering from his stroke. There was a (small) cushion. This protected us while I was young and set a good example as I grew up. 3. I have some talent. 4. Although I did quite a number of dumb things, some of them brain dead stupid, I was lucky enough to land on my feet. I stayed away from drugs, and I (well, mostly) didn't get into trouble with the law. 5. From as far back as I can recall, I have always had an intense interest in my own well-being and a faith in the future. Now about other people: The government has a role to play in 1. and, as with me, it can be a big role. Actually the scholarship was from a brewery, but still the tuition at the University of Minnesota was tax supported and very reasonable. As to 3., it is my view that there is a lot of wasted talent out there. Not everyone can create a Google or become particularly rich but I am speaking of avoiding poverty, not of becoming rich. We have had some tree damage from all the snowstorms, it's snowing now, and some trees need to come down. We will be calling Leo, a Hispanic guy who, when we first met him, had his wife with him to translate. It is very unlikely he has been to college (I also have not demanded immigration credentials). Also, we recently had the insulation in our home redone. The guys knew what they were doing and did a fine job. And so on. Leo contracts on his own and, I think, makes a fine living. The insulation guys, I think, do well enough but if not then this could be addressed. A person who learns how to do a job, and then perhaps takes a few courses in basic business needs, especially how to write proposals, contracts, reports, etc, can make a pretty decent living. Not rich, but he can, probably with a two income household, raise his kids and pay his bills. Now 2., 4., and 5. are harder for the government, or any outside source, to provide. In my opinion, any successful person who thinks that he did it all himself, with no help from anyone and with no good luck at some key spots, needs to develop his observational skills. Bud good judgment is needed also, and a faith in the future. These can be nurtured by a role model, but in some lives these are a bit scarce. Short version: Assistance is necessary, but by itself it will often not be enough. Actually, Ken this is the genuine question: what, if anything, can a society do (and should we do) to aid less fortunates? I think I understand why I am not wealthy. I agree that the more interesting question is why I am not extremely poor. Yet, at the same time, I am firmly convinced that we can never understand someone else's circumstances without being that person (which is what I think walk a mile in their shoes really means). Between physiological differences and psychological factors and environmental impact, each person has a different response system and unique tolerances. I cringe when I hear someone say that everything is a matter of choices - because to whom you were born, the early childhood experiences that shape psychological makeup, and where you were born are not choices at all and surely comprise the vast majority of response mechanisms within each human - it is only the rare few with totally adequate roots that have the luxury of choice without impediments. For the most part, I think I am not poor because I was lucky. Quote Link to comment Share on other sites More sharing options...
billw55 Posted March 3, 2014 Report Share Posted March 3, 2014 I cringe when I hear someone say that everything is a matter of choices - because to whom you were born, the early childhood experiences that shape psychological makeup, and where you were born are not choices at all and surely comprise the vast majority of response mechanisms within each human - it is only the rare few with totally adequate roots that have the luxury of choice without impediments.And yet, I have personally met people who were born into poverty, grew up in poverty, but worked their way out. How is this possible? For the most part, I think I am not poor because I was lucky.I must take your word that luck was a factor. But I suspect that you also worked, got educated, avoided crime, avoided drug addiction ... all choices you made, and work that you did, that contributed heavily to your success. Why do you sell yourself so short by dismissing it all as luck? And by extension, to assign luck as the primary factor is to also sell short the many poor people who are capable of working out of it. If we send this message, that is just luck of the draw, won't this discourage some of the poor from working to succeed? Again this attitude seems condescending and elitist - you can't really get out, it's just luck, you were born poor and that's that, too bad for you. The subtle discrimination of low expectations is very real and harmful IMO. Quote Link to comment Share on other sites More sharing options...
kenberg Posted March 3, 2014 Report Share Posted March 3, 2014 Actually, Ken this is the genuine question: what, if anything, can a society do (and should we do) to aid less fortunates? I think I understand why I am not wealthy. I agree that the more interesting question is why I am not extremely poor. Yet, at the same time, I am firmly convinced that we can never understand someone else's circumstances without being that person (which is what I think walk a mile in their shoes really means). Between physiological differences and psychological factors and environmental impact, each person has a different response system and unique tolerances. I cringe when I hear someone say that everything is a matter of choices - because to whom you were born, the early childhood experiences that shape psychological makeup, and where you were born are not choices at all and surely comprise the vast majority of response mechanisms within each human - it is only the rare few with totally adequate roots that have the luxury of choice without impediments. For the most part, I think I am not poor because I was lucky. Who, name one, has said that everything is a matter of choice? There is a pattern here. Someone (me) mentions choice. You cring and say that some things, a person's genetic make-up for example, are not a matter of choice. Righto. I thank Thor for my genes and i acknowledge my great sin (failure if you prefer) of not always taking the best care of what i have been given. Some people have bodies that, if they were ovens, they would be recalled. I get that. I was reasonably lucky in the genetic lottery. Well, I have some complaints.... Never mind. Philosophical digression (you can choose not to read this):Still, we choose. The problem of free will has been around forever, but I guess my view is that if we don't have free will we all might as well then just shut up because it's all determined anyway. I was confirmed as a Presbyterian and as I understand that view, I was on my way to hell the day I was born and there is nothing I can do about it. I prefer to approach my life differently. I do things that I regard as making choices, and I notice that these choices have consequences. If some philosopher king wants to say that everything that I think of as choice was actually pre-ordained to happen, well another pre-ordained event is that i disagree. You can see how it goes: If I have a choice of agreeing with him or not, then I am right to disagree. OTOH, perhaps my disagreement with him is, like everything else, totally determined. Then it is determined that I will disagree with him, I have no choice. Either way, I disagree. Back on track:I do not regard myself as a judgmental sort of guy. For me choice is not a source for scolding, it is a source for hope. A bad choice means that in the future he might choose a better way. A fantasy (not really a plan but actually I don't think it is crazy) is to issue every kid a bicycle and to make it a serious crime to steal it. I rode my bike everywhere. You see the world, you see that there are options, you start to think maybe. The kid certainly need not, probably will not, choose the same as I, but he chooses. It is difficult to choose a path that you haven't seen, so make some paths more visible. i have a friend who thinks as you appear to about choice. He has taken this perfectly good word and pretty much banned it from his vocabulary. I don't get it. Quote Link to comment Share on other sites More sharing options...
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