JA Farr

Dave Ramsey - one of USA's foremost financial teachers agrees that now is a good time to buy IF. If you have your fiances in order. 1. All other debts paid off. 2. A FULLY FUNDED energency fund of 3 to 6 months expenses saved for those things that life will throw your way. And 3. you pay as much down as you can with the mortage no longer than 15 years.