Thank you for your opinions. If I were to have made a judgement with an eye towards a club problem, I would have been wrong. But I didn't make that decision. However, there is now another question in my mind. The laws ask the director to make a rather subjective ruling, when applying the rule about "normal" play, it is quite probable that the director would have made the same ruling against any player who made such a claim. In the case under discussion, there were 10 tricks for the taking, without much difficulty in the play, but errors were possible, though not very probable. Is there some criteria for this "normal" play? In the case above, a declarer could due to overconfidence take the practice finesse or botch the communications. This would be unlikely for the player in question. Is "unlikely" enough of a criteria? Say, 90% unlikely? 95% unlikely, 99% unlikely? Is it possible to draw a line here somewhere? Thanks for your consideration.